Posted On: February 25, 2010 by Scott Sagaria

Prearranged Bankruptcy

A San Jose bankruptcy lawyer speaks on prearranged bankruptcies...

When Citadel Broadcasting announced that it planned to file a “prearranged” Chapter 11 bankruptcy, some Bay Area consumers went "huh?" A “prearranged” bankruptcy is generally defined as a filing where the debtor has already worked out an arrangement with its major creditors. The idea behind working with creditors prior to filing is to help ensure the process runs relatively smoothly and keep the company’s time in bankruptcy as short as possible.

In Citadel’s case, it negotiated with its major creditors to reduce its current debt balance from approximately $2 billion, to $760 million. By decreasing its debt by more than half, Citadel planned to be able to emerge from bankruptcy quickly and be more profitable going forward. In return for the reduction in debt, Citadel relinquished virtually all of its equity to creditors. Citadel was forced into bankruptcy as a result of its crushing debt, given the depressed advertising market and increased competition.

If you have questions regarding Bankruptcy in San Jose please contact us at 408.279.2288 for a free consultation or visit www.bkanswers.com and we can connect you with one of our experienced San Jose Bankruptcy Attorneys. After you have spoken with one of our downtown San Jose bankruptcy attorneys, we can schedule you for a free face to face appointment in an office location nearest you. Our team of San Jose Bankruptcy Lawyers can assist you with all aspects of your bankruptcy or bankruptcy litigation case. If you have questions about filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, or would like to learn more about bankruptcy litigation, legal debt settlement, mortgage modification, lien stripping, cram down, stopping a foreclosure, wage garnishment, asset protection, discharging a debt, etc. we can help! We have bankruptcy attorneys located throughout California and Oregon who can assist you with all of your debt resolution questions. Please feel free to complete our free online bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy. We look forward to hearing from you, San Jose and the South Bay!

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