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Posted On: November 3, 2010 by Scott Sagaria

Do I Need a Lawyer to File Chapter 7?

A San Jose bankruptcy attorney answers the question: Do I Need a Lawyer to File Chapter 7?

If you're contemplating filing bankruptcy, the question is do you need a lawyer to file chapter 7? It's not required, but it is advisable to hire one.

What is Chapter 7 Bankruptcy?
This type of bankruptcy is called full discharge. In most cases a person will have unsecured debt in which they cannot pay. Each state has different limits that you must not exceed to qualify. The main elements are income and household size. There are also limits on what type of assets you can keep.

Is a Lawyer Required to File chapter 7?
You can file the required documents yourself, but because it will cost you more money if you make errors, it is advisable to at least consult with a lawyer. The other factor in this decision is emotions. These situations are extremely emotional for some people, if you are one of them a lawyer will be a benefit to your case.

A lawyer who does this daily has a staff that is experienced in filing papers and they have software to double check your information. Errors are almost nil when using an experienced law office. If you want to file chapter 7 and you need it done right the first time, hire a lawyer. Hopefully this will be a one time event, it is worth the lawyers fee to have it done right.

Please do not hesitate to contact us at our San Jose office by calling 408.279.2288 or 1800.941.6730 for your debt resolution needs. You can receive a free consultation over the phone, or request a free in person appointment at a Sagaria Law office nearest you. Please visit our website at www.sagarialaw.com and fill out a free online evaluation form to determine if you are a qualified candidate for bankruptcy. Sagaria Law's team of bankruptcy lawyers, bankruptcy client care specialists and bankruptcy staff at San Jose can assist you with all aspects of your bankruptcy case. We at Sagaria Law can assist you regarding filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, bankruptcy litigation, legal debt settlement, mortgage modification, lien stripping, cram down, stopping a foreclosure, wage garnishment, asset protection, discharging a debt, etc. and we are happy to help! Our bankruptcy attorneys located throughout California and Oregon can assist you with your bankruptcy questions.

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Posted In: Chapter 7 Bankruptcy

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If the courts do not accept your bankruptcy filing because of an error on our part, we will refund 100% of your money, including the filing fee!

At Sagaria Law, PC we want to guide you on the path to financial freedom and realize this is not an easy task for most. We respect your devotion to better your circumstances even with financial hardship and thus are willing to guarantee that if you retain us, we will do everything we can, legally and ethically, to help you become debt-free.

The Fine Print

The Sagaria law guarantee covers everything that a bankruptcy law firm produces in order to successfully complete a bankruptcy filing. We guarantee that it will be done in a manner that is accepted for filing with the bankruptcy clerk's office.

There may be reasons beyond our control that may cause a case to be dismissed. Therefore, the 100% Money-Back Guarantee does not guarantee;

  1. That you will receive a discharge.
  2. That you will receive a discharge of all debts or of any particular debt.
  3. That your case won't be dismissed for reasons not related to the paperwork being accepted for filing.
  4. That you, our client, will successfully complete all of your obligations including accurate disclosure of debts, completing your forms on time and attending your 341 meeting as scheduled.
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  6. That you will not encounter challenges of any kind to your bankruptcy case.

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