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Posted On: August 16, 2011 by Scott Sagaria

Filing for Personal Bankruptcy the Facts


It seems like you may soon be filing for personal bankruptcy, and it is not a very easy decision to make. In all honesty, it should not be easy because it comes with a few disadvantages that are not good. Filing for personal bankruptcy should not be your first option just because you are to far in debt. There are debt relief services, and consolidation loans that may be considered first. However, when all else has been exhausted, then contact a bankruptcy attorney, and discuss your options.

If you have a question regarding Bankruptcy in San Jose please contact us at 1800.941.6730 and we can connect you with one of our experienced California Bankruptcy Attorneys . Sagaria Law can assist you with all aspects of your bankruptcy case. If you have questions about filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, lien stripping , a cram down, stopping a foreclosure or wage garnishment, asset protection, discharging debt, etc. we can help! We have bankruptcy attorneys located throughout California and Oregon who can assist in all of these important areas. Please complete our free bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy.

A lawyer will ask to see a list of all creditors that you owe. Usually a personal bankruptcy can protect certain assets such as your home and automobile. There are no guarantees that all the monies owed will be discharged. That is up to the trustee that reviews it all and than decides what can and cannot be discharged. The attorney will file all necessary legal documents, and the creditors can no longer contact you. After several months, you will appear before the court appointed trustee, and a judgment is entered. In approximately one year, you will receive a final discharge by mail. This all remains on your credit report for seven to ten years.

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Posted In: Bankruptcy Law

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100% Money-Back Guarantee from Sagaria Law

If the courts do not accept your bankruptcy filing because of an error on our part, we will refund 100% of your money, including the filing fee!

At Sagaria Law, PC we want to guide you on the path to financial freedom and realize this is not an easy task for most. We respect your devotion to better your circumstances even with financial hardship and thus are willing to guarantee that if you retain us, we will do everything we can, legally and ethically, to help you become debt-free.

The Fine Print

The Sagaria law guarantee covers everything that a bankruptcy law firm produces in order to successfully complete a bankruptcy filing. We guarantee that it will be done in a manner that is accepted for filing with the bankruptcy clerk's office.

There may be reasons beyond our control that may cause a case to be dismissed. Therefore, the 100% Money-Back Guarantee does not guarantee;

  1. That you will receive a discharge.
  2. That you will receive a discharge of all debts or of any particular debt.
  3. That your case won't be dismissed for reasons not related to the paperwork being accepted for filing.
  4. That you, our client, will successfully complete all of your obligations including accurate disclosure of debts, completing your forms on time and attending your 341 meeting as scheduled.
  5. That you will not lose assets in chapter 7, or that creditors won't successfully argue for the repossession of collateral in chapter 13.
  6. That you will not encounter challenges of any kind to your bankruptcy case.

Take advantage of this offer. Get started now by completing your FREE online bankruptcy evaluation, accessible from our home page.

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