October 29, 2010

Reorganization and Business Formation

A San Jose bankruptcy attorney explains how business owners can save their company by reorganizing.

By using business reorganization a business owner can salvage their company when facing financial hard times. A business owner tends to have more control when going through a reorganization and business formation; this is unlike a Chapter 11 Bankruptcy where a trustee is appointed to be in charge of each and every decision. When a company decides to reorganize they must cut costs while not sacrificing the value of their products and services or the reliability of the business. During reorganization and business formation a plan of action must be set into place to ensure the business does not completely become destroyed.

The planning phase that occurs during business reorganization is usually very intense. This is the phase in which an existing business plan has substantial changes made in order to ensure the business will survive. The next part is to set up a financial plan that will get the business through at least the next 3 months. A very crucial part of business reorganization and formation is to rid of any non productive employees, making sure that everyone is held accountable. Most importantly, it is always important to remember how and why a business initially went wrong.

If you would like more information on this topic or other bankruptcy topics, please contact our San Jose office at 408.279.2288 or 1800.941.6730. We at Sagaria Law can connect you with one our our experienced San Jose bankruptcy attorneys. We have bankruptcy attorneys located throughout California and Oregon to assist you with your bankruptcy questions. If you need assistance regarding a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, bankruptcy litigation, legal debt settlement, mortgage modification, lien stripping, a cram down, stopping a foreclosure or wage garnishment, asset protection, discharging debt, etc. we can help! Please contact us to receive a free consultation or visit our website at www.sagarialaw.com to request an in-person consultation with an experienced bankruptcy attorney. We have an exceptional team of bankruptcy lawyers, bankruptcy client care specialists and bankruptcy staff supporting San Jose.

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September 20, 2010

Business Formation and Bankruptcy

A San Jose bankruptcy attorney provides five things to know about buisness formation and bankruptcy.

Here are five things to know about business formation and bankruptcy:

1. Corporations and debtors are two separate identities. Thus, any debtor who wishes to form a business post filing should have no issue doing so UNLESS the debtor must personally guarantee loans of the business.
2. Businesses file bankruptcy all the time. Once filed a business owner can simply start a new corporation.
3. Chapter 11 allows a business or debtor to reorganize their debt to avoid have to form a new business post filing.
4. Business can’t file under Chapter 13.
5. Any debtor who has formed a business should understand that if they personally guaranteed the loans for that business the business debts are also the debtors.

If you have a question regarding Bankruptcy in San Jose please contact us at 408.279.2288 or 1800.941.6730 and we can connect you with one of our experienced San Jose Bankruptcy Attorneys. Sagaria Law can assist you with all aspects of your bankruptcy case. If you have questions about filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, lien stripping, a cram down, stopping a foreclosure or wage garnishment, discharging debt, etc. we can help! We have bankruptcy attorneys located throughout California who can assist in all of these important areas. Please complete our free bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy. We look forward to working with you, San Jose and the South Bay!

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100% Money-Back Guarantee from Sagaria Law

If the courts do not accept your bankruptcy filing because of an error on our part, we will refund 100% of your money, including the filing fee!

At Sagaria Law, PC we want to guide you on the path to financial freedom and realize this is not an easy task for most. We respect your devotion to better your circumstances even with financial hardship and thus are willing to guarantee that if you retain us, we will do everything we can, legally and ethically, to help you become debt-free.

The Fine Print

The Sagaria law guarantee covers everything that a bankruptcy law firm produces in order to successfully complete a bankruptcy filing. We guarantee that it will be done in a manner that is accepted for filing with the bankruptcy clerk's office.

There may be reasons beyond our control that may cause a case to be dismissed. Therefore, the 100% Money-Back Guarantee does not guarantee;

  1. That you will receive a discharge.
  2. That you will receive a discharge of all debts or of any particular debt.
  3. That your case won't be dismissed for reasons not related to the paperwork being accepted for filing.
  4. That you, our client, will successfully complete all of your obligations including accurate disclosure of debts, completing your forms on time and attending your 341 meeting as scheduled.
  5. That you will not lose assets in chapter 7, or that creditors won't successfully argue for the repossession of collateral in chapter 13.
  6. That you will not encounter challenges of any kind to your bankruptcy case.

Take advantage of this offer. Get started now by completing your FREE online bankruptcy evaluation, accessible from our home page.

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